Personal Loans · Elyria, Ohio
2 credit unions in Elyria report personal loan rates to the NCUA. Rates range from 11.98% to 14.95%.
Updated Q1 2026 · NCUA Call Report data
2
CUs Reporting Rates
11.98%
Lowest Rate
13.47%
City Average Rate
2 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | COMMUNITY STAR ★ 4.5 · 123 reviews | 11.98% | 10.00% |
| 2 | ACHIEVE ★ 4.2 · 40 reviews | 14.95% | 8.90% |
If you have high-rate credit card balances, a personal loan from a Elyria credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.