Personal Loans · Garfield Hts, Ohio
2 credit unions in Garfield Hts report personal loan rates to the NCUA. Rates range from 11.49% to 14.50%.
Updated Q1 2026 · NCUA Call Report data
2
CUs Reporting Rates
11.49%
Lowest Rate
13.00%
City Average Rate
2 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | EMERALD CREDIT UNION, INC. ★ 4.6 · 259 reviews | 11.49% | 9.95% |
| 2 | OC ★ 3.7 · 63 reviews | 14.50% | 10.94% |
If you have high-rate credit card balances, a personal loan from a Garfield Hts credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.