Personal Loans · Middletown, Ohio
3 credit unions in Middletown report personal loan rates to the NCUA. Rates range from 11.50% to 15.00%.
Updated Q1 2026 · NCUA Call Report data
3
CUs Reporting Rates
11.50%
Lowest Rate
12.94%
City Average Rate
3 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | MYUSA ★ 3.3 · 79 reviews | 11.50% | 12.75% |
| 2 | MIDDLETOWN AREA SCHOOLS ★ 5.0 · 14 reviews | 12.32% | 12.96% |
| 3 | SORG BAY WEST ★ 3.5 · 8 reviews | 15.00% | 12.90% |
If you have high-rate credit card balances, a personal loan from a Middletown credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.