Personal Loans · Parma, Ohio
6 credit unions in Parma report personal loan rates to the NCUA. Rates range from 8.25% to 18.00%.
Updated Q1 2026 · NCUA Call Report data
6
CUs Reporting Rates
8.25%
Lowest Rate
12.14%
City Average Rate
6 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | HOLY FAMILY PARMA ★ 5.0 · 4 reviews | 8.25% | — |
| 2 | CLEVELAND SELFRELIANCE ★ 4.6 · 17 reviews | 10.75% | 12.00% |
| 3 | UNITY CATHOLIC ★ 4.3 · 37 reviews | 11.67% | 10.66% |
| 4 | WIREMEN'S ★ 4.3 · 11 reviews | 11.90% | 11.90% |
| 5 | ALL SAINTS ★ 4.1 · 9 reviews | 12.25% | 10.99% |
| 6 | PSE CREDIT UNION, INC. ★ 3.1 · 79 reviews | 18.00% | 9.99% |
If you have high-rate credit card balances, a personal loan from a Parma credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.