Personal Loans · Toledo, Ohio
11 credit unions in Toledo report personal loan rates to the NCUA. Rates range from 8.98% to 16.50%.
Updated Q1 2026 · NCUA Call Report data
11
CUs Reporting Rates
8.98%
Lowest Rate
12.60%
City Average Rate
11 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | PROMEDICA ★ 4.1 · 14 reviews | 8.98% | 13.97% |
| 2 | UNIVERSITY OF TOLEDO ★ 3.1 · 22 reviews | 9.99% | 10.00% |
| 3 | TOLEDO FIRE FIGHTERS ★ 4.6 · 8 reviews | 10.82% | 6.62% |
| 4 | TOLEDO METRO ★ 3.5 · 36 reviews | 10.97% | 9.59% |
| 5 | DIRECTIONS ★ 4.9 · 48 reviews | 11.80% | 9.99% |
| 6 | TOLEDO POLICE ★ 4.3 · 6 reviews | 12.20% | 12.00% |
| 7 | TOLEDO URBAN ★ 3.9 · 69 reviews | 12.99% | 9.99% |
| 8 | CHAMPION ★ 2.9 · 13 reviews | 13.84% | 14.99% |
| 9 | PARISH ★ 4.6 · 12 reviews | 15.00% | 13.50% |
| 10 | EDUCATIONAL COMMUNITY ALLIANCE ★ 3.5 · 29 reviews | 15.50% | — |
| 11 | NUEVA ESPERANZA COMMUNITY ★ 5.0 · 12 reviews | 16.50% | — |
If you have high-rate credit card balances, a personal loan from a Toledo credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.