Personal Loans · Ponca City, Oklahoma
1 credit union in Ponca City report personal loan rates to the NCUA. Lowest rate: 12.87%.
Updated Q1 2026 · NCUA Call Report data
1
CUs Reporting Rates
12.87%
Lowest Rate
12.87%
City Average Rate
1 credit union sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | CHEROKEE STRIP ★ 2.6 · 27 reviews | 12.87% | 14.99% |
If you have high-rate credit card balances, a personal loan from a Ponca City credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.