Personal Loans · Tulsa, Oklahoma
14 credit unions in Tulsa report personal loan rates to the NCUA. Rates range from 8.93% to 18.00%.
Updated Q1 2026 · NCUA Call Report data
14
CUs Reporting Rates
8.93%
Lowest Rate
11.72%
City Average Rate
14 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | OK MEMBERS FIRST ★ 4.4 · 19 reviews | 8.93% | 12.16% |
| 2 | EMPLOYEES ★ 4.3 · 20 reviews | 9.49% | — |
| 3 | FRATERNAL ORDER OF POLICE ★ 3.7 · 10 reviews | 9.66% | 13.56% |
| 4 | ENCENTUS ★ 4.6 · 95 reviews | 9.91% | 10.90% |
| 5 | RED CROWN ★ 3.7 · 53 reviews | 9.99% | 12.50% |
| 6 | SAINT FRANCIS EMPLOYEES ★ 3.4 · 26 reviews | 9.99% | 9.99% |
| 7 | TTCU ★ 2.8 · 122 reviews | 11.24% | 13.40% |
| 8 | OKLAHOMA CENTRAL ★ 4.2 · 83 reviews | 11.49% | — |
| 9 | MORNING STAR ★ 1.0 · 1 reviews | 11.71% | — |
| 10 | FIRE FIGHTERS ★ 3.4 · 13 reviews | 12.29% | — |
| 11 | UNITED MEMBERS ★ 4.6 · 5 reviews | 12.29% | — |
| 12 | ENERGY ONE ★ 3.5 · 24 reviews | 12.99% | — |
| 13 | DFCU TULSA ★ 4.7 · 150 reviews | 16.08% | 11.99% |
| 14 | WESTREET ★ 2.5 · 222 reviews | 18.00% | 27.33% |
If you have high-rate credit card balances, a personal loan from a Tulsa credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.