Personal Loans · Eugene, Oregon
3 credit unions in Eugene report personal loan rates to the NCUA. Rates range from 5.39% to 14.49%.
Updated Q1 2026 · NCUA Call Report data
3
CUs Reporting Rates
5.39%
Lowest Rate
10.63%
City Average Rate
3 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | PACIFIC CASCADE ★ 3.4 · 23 reviews | 5.39% | — |
| 2 | EWEB EMPLOYEES ★ 4.4 · 7 reviews | 12.00% | 11.95% |
| 3 | OREGON COMMUNITY ★ 3.3 · 70 reviews | 14.49% | 13.49% |
If you have high-rate credit card balances, a personal loan from a Eugene credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.