Personal Loans · Milwaukie, Oregon
2 credit unions in Milwaukie report personal loan rates to the NCUA. Rates range from 11.99% to 12.47%.
Updated Q1 2026 · NCUA Call Report data
2
CUs Reporting Rates
11.99%
Lowest Rate
12.23%
City Average Rate
2 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | OREGONIANS ★ 4.6 · 143 reviews | 11.99% | 9.89% |
| 2 | CUTTING EDGE ★ 4.2 · 17 reviews | 12.47% | 10.92% |
If you have high-rate credit card balances, a personal loan from a Milwaukie credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.