Personal Loans · Chambersburg, Pennsylvania
2 credit unions in Chambersburg report personal loan rates to the NCUA. Rates range from 11.15% to 12.74%.
Updated Q1 2026 · NCUA Call Report data
2
CUs Reporting Rates
11.15%
Lowest Rate
11.95%
City Average Rate
2 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | 1ST ED CREDIT UNION ★ 4.0 · 24 reviews | 11.15% | 9.50% |
| 2 | PATRIOT ★ 4.2 · 232 reviews | 12.74% | 10.99% |
If you have high-rate credit card balances, a personal loan from a Chambersburg credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.