Personal Loans · Lancaster, Pennsylvania
6 credit unions in Lancaster report personal loan rates to the NCUA. Rates range from 7.87% to 13.50%.
Updated Q1 2026 · NCUA Call Report data
6
CUs Reporting Rates
7.87%
Lowest Rate
10.64%
City Average Rate
6 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | PENLANCO ★ 4.5 · 11 reviews | 7.87% | — |
| 2 | EVERENCE ★ 4.0 · 44 reviews | 8.36% | 10.42% |
| 3 | WHEATLAND ★ 4.6 · 91 reviews | 8.80% | — |
| 4 | FINANTA ★ 5.0 · 2 reviews | 12.57% | — |
| 5 | TEAM FIRST ★ 3.6 · 15 reviews | 12.73% | 9.99% |
| 6 | LANCO ★ 3.7 · 59 reviews | 13.50% | 8.99% |
If you have high-rate credit card balances, a personal loan from a Lancaster credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.