Personal Loans · York, Pennsylvania
5 credit unions in York report personal loan rates to the NCUA. Rates range from 7.80% to 13.47%.
Updated Q1 2026 · NCUA Call Report data
5
CUs Reporting Rates
7.80%
Lowest Rate
10.65%
City Average Rate
5 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | YORK EDUCATIONAL ★ 3.8 · 10 reviews | 7.80% | 9.99% |
| 2 | WHITE ROSE ★ 3.7 · 27 reviews | 9.50% | 11.64% |
| 3 | FIRST CAPITAL ★ 3.9 · 67 reviews | 9.75% | 11.49% |
| 4 | PACE RESOURCES | 12.75% | 10.50% |
| 5 | HERITAGE VALLEY ★ 4.7 · 39 reviews | 13.47% | 10.90% |
If you have high-rate credit card balances, a personal loan from a York credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.