Personal Loans · San Juan, Puerto Rico
3 credit unions in San Juan report personal loan rates to the NCUA. Rates range from 9.04% to 10.19%.
Updated Q1 2026 · NCUA Call Report data
3
CUs Reporting Rates
9.04%
Lowest Rate
9.74%
City Average Rate
3 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | PUERTO RICO EMPLOYEE GROUPS ★ 4.0 · 84 reviews | 9.04% | — |
| 2 | VAPR ★ 3.6 · 77 reviews | 10.00% | 9.59% |
| 3 | CARIBE ★ 3.6 · 110 reviews | 10.19% | 8.99% |
If you have high-rate credit card balances, a personal loan from a San Juan credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.