Personal Loans · Warwick, Rhode Island
3 credit unions in Warwick report personal loan rates to the NCUA. Rates range from 9.99% to 15.75%.
Updated Q1 2026 · NCUA Call Report data
3
CUs Reporting Rates
9.99%
Lowest Rate
12.13%
City Average Rate
3 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | WAVE ★ 4.2 · 33 reviews | 9.99% | 11.99% |
| 2 | RHODE ISLAND ★ 2.9 · 73 reviews | 10.65% | 10.65% |
| 3 | GREENWOOD ★ 4.6 · 1,897 reviews | 15.75% | 14.90% |
If you have high-rate credit card balances, a personal loan from a Warwick credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.