Personal Loans · Charleston, South Carolina

Best Credit Union Personal Loan Rates in Charleston, South Carolina

2 credit unions in Charleston report personal loan rates to the NCUA. Rates range from 13.70% to 17.75%.

Updated Q1 2026 · NCUA Call Report data

2

CUs Reporting Rates

13.70%

Lowest Rate

15.73%

City Average Rate

Personal Loan Rates — Charleston, South Carolina

2 credit unions sorted by APR

#Credit UnionPersonal Loan APRCredit Card APR
1LATITUDE 32

★ 2.8 · 66 reviews

13.70%12.90%
2REV

★ 4.3 · 252 reviews

17.75%13.40%
Rates from NCUA Call Report (5300) filings, updated Q1 2026. Actual rate depends on credit score and loan term.

Debt Consolidation in Charleston

If you have high-rate credit card balances, a personal loan from a Charleston credit union can consolidate them into one lower-rate payment and save hundreds in interest.

Share-Secured Loans

Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.

Browse All Credit Unions in Charleston

See member reviews, branch locations, and full rate details.