Personal Loans · North Charlesto, South Carolina
2 credit unions in North Charlesto report personal loan rates to the NCUA. Rates range from 12.00% to 13.01%.
Updated Q1 2026 · NCUA Call Report data
2
CUs Reporting Rates
12.00%
Lowest Rate
12.51%
City Average Rate
2 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | SOUTH CAROLINA ★ 4.7 · 435 reviews | 12.00% | 15.74% |
| 2 | CPM ★ 3.7 · 19 reviews | 13.01% | 12.08% |
If you have high-rate credit card balances, a personal loan from a North Charlesto credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.