Personal Loans · Sioux Falls, South Dakota
4 credit unions in Sioux Falls report personal loan rates to the NCUA. Rates range from 11.49% to 15.00%.
Updated Q1 2026 · NCUA Call Report data
4
CUs Reporting Rates
11.49%
Lowest Rate
12.58%
City Average Rate
4 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | LEVO ★ 4.2 · 88 reviews | 11.49% | 11.20% |
| 2 | BLUESTONE ★ 4.0 · 22 reviews | 11.54% | 10.02% |
| 3 | SERVICE FIRST ★ 3.1 · 58 reviews | 12.27% | — |
| 4 | VOYAGE ★ 4.4 · 110 reviews | 15.00% | 6.88% |
If you have high-rate credit card balances, a personal loan from a Sioux Falls credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.