Personal Loans · Beaumont, Texas
8 credit unions in Beaumont report personal loan rates to the NCUA. Rates range from 11.65% to 15.96%.
Updated Q1 2026 · NCUA Call Report data
8
CUs Reporting Rates
11.65%
Lowest Rate
12.87%
City Average Rate
8 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | PEAR ORCHARD ★ 1.0 · 1 reviews | 11.65% | — |
| 2 | RAVE FINANCIAL ★ 3.9 · 46 reviews | 12.00% | 9.40% |
| 3 | DUGOOD ★ 3.6 · 43 reviews | 12.00% | 12.15% |
| 4 | COMMON CENTS ★ 4.6 · 35 reviews | 12.26% | 14.50% |
| 5 | EDUCATION FIRST ★ 4.8 · 311 reviews | 12.79% | 13.23% |
| 6 | COBURN ★ 1.0 · 1 reviews | 13.00% | — |
| 7 | BEAUMONT COMMUNITY ★ 3.6 · 20 reviews | 13.26% | 11.94% |
| 8 | UNION PACIFIC EMPLOYEES ★ 3.7 · 3 reviews | 15.96% | — |
If you have high-rate credit card balances, a personal loan from a Beaumont credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.