Personal Loans · Big Spring, Texas
3 credit unions in Big Spring report personal loan rates to the NCUA. Rates range from 8.89% to 17.95%.
Updated Q1 2026 · NCUA Call Report data
3
CUs Reporting Rates
8.89%
Lowest Rate
12.47%
City Average Rate
3 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | COSDEN ★ 4.5 · 108 reviews | 8.89% | — |
| 2 | BIG SPRING EDUCATION EMPLOYEES ★ 4.1 · 13 reviews | 10.56% | 10.56% |
| 3 | CITIZENS ★ 3.5 · 34 reviews | 17.95% | — |
If you have high-rate credit card balances, a personal loan from a Big Spring credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.