Personal Loans · Bonham, Texas
2 credit unions in Bonham report personal loan rates to the NCUA. Rates range from 11.76% to 16.00%.
Updated Q1 2026 · NCUA Call Report data
2
CUs Reporting Rates
11.76%
Lowest Rate
13.88%
City Average Rate
2 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | FANNIN ★ 3.7 · 52 reviews | 11.76% | 9.90% |
| 2 | FANNIN COUNTY TEACHERS | 16.00% | 11.95% |
If you have high-rate credit card balances, a personal loan from a Bonham credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.