Personal Loans · Dallas, Texas
15 credit unions in Dallas report personal loan rates to the NCUA. Rates range from 7.90% to 15.00%.
Updated Q1 2026 · NCUA Call Report data
15
CUs Reporting Rates
7.90%
Lowest Rate
11.80%
City Average Rate
15 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | METRO MEDICAL ★ 4.2 · 77 reviews | 7.90% | 9.90% |
| 2 | DALLAS U.P. EMPLOYEES ★ 4.9 · 3,349 reviews | 8.00% | — |
| 3 | ADVANCIAL ★ 3.9 · 21 reviews | 9.40% | 9.90% |
| 4 | METHODIST HOSPITAL EMPLOYEES ★ 4.0 · 5 reviews | 9.96% | — |
| 5 | NEIMAN MARCUS GROUP EMPLOYEES ★ 3.4 · 8 reviews | 10.67% | — |
| 6 | BAYLOR HEALTH CARE SYSTEM ★ 3.3 · 39 reviews | 11.49% | 12.90% |
| 7 | SOUTHWEST AIRLINES ★ 3.6 · 76 reviews | 11.97% | 9.50% |
| 8 | PRESTIGE COMMUNITY ★ 4.7 · 398 reviews | 12.20% | 12.44% |
| 9 | RESOURCE ONE ★ 3.8 · 216 reviews | 12.30% | 12.76% |
| 10 | NEIGHBORHOOD ★ 4.2 · 324 reviews | 12.81% | 15.56% |
| 11 | CITY ★ 4.9 · 3,349 reviews | 12.99% | 12.99% |
| 12 | FAITH COOPERATIVE ★ 4.5 · 4 reviews | 13.24% | — |
| 13 | OAK CLIFF CHRISTIAN ★ 4.4 · 25 reviews | 14.08% | — |
| 14 | LONE STAR ★ 4.1 · 40 reviews | 15.00% | 12.95% |
| 15 | THE LOCAL ★ 3.9 · 50 reviews | 15.00% | 13.50% |
If you have high-rate credit card balances, a personal loan from a Dallas credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.