Personal Loans · Irving, Texas
2 credit unions in Irving report personal loan rates to the NCUA. Rates range from 10.99% to 12.75%.
Updated Q1 2026 · NCUA Call Report data
2
CUs Reporting Rates
10.99%
Lowest Rate
11.87%
City Average Rate
2 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | MOBILITY CREDIT UNION ★ 3.9 · 193 reviews | 10.99% | 11.00% |
| 2 | IRVING CITY EMPLOYEES ★ 4.4 · 26 reviews | 12.75% | 9.90% |
If you have high-rate credit card balances, a personal loan from a Irving credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.