Personal Loans · La Porte, Texas
2 credit unions in La Porte report personal loan rates to the NCUA. Rates range from 11.49% to 12.49%.
Updated Q1 2026 · NCUA Call Report data
2
CUs Reporting Rates
11.49%
Lowest Rate
11.99%
City Average Rate
2 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | BEACON ★ 4.3 · 91 reviews | 11.49% | 11.55% |
| 2 | ILA 1351 ★ 5.0 · 6 reviews | 12.49% | 10.00% |
If you have high-rate credit card balances, a personal loan from a La Porte credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.