Personal Loans · Lubbock, Texas
3 credit unions in Lubbock report personal loan rates to the NCUA. Rates range from 10.78% to 16.84%.
Updated Q1 2026 · NCUA Call Report data
3
CUs Reporting Rates
10.78%
Lowest Rate
12.81%
City Average Rate
3 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | WESTEX ★ 2.9 · 28 reviews | 10.78% | 11.93% |
| 2 | TEXAS TECH ★ 4.6 · 414 reviews | 10.82% | 8.24% |
| 3 | ALLIANCE ★ 4.7 · 542 reviews | 16.84% | 13.78% |
If you have high-rate credit card balances, a personal loan from a Lubbock credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.