Personal Loans · Lufkin, Texas
4 credit unions in Lufkin report personal loan rates to the NCUA. Rates range from 9.93% to 15.64%.
Updated Q1 2026 · NCUA Call Report data
4
CUs Reporting Rates
9.93%
Lowest Rate
12.18%
City Average Rate
4 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | LUFKIN ★ 3.8 · 32 reviews | 9.93% | — |
| 2 | ANGELINA COUNTY TEACHERS ★ 4.9 · 7 reviews | 10.00% | — |
| 3 | SOUTHLAND ★ 4.2 · 46 reviews | 13.14% | 10.00% |
| 4 | ASPIRE ★ 4.7 · 13 reviews | 15.64% | 10.90% |
If you have high-rate credit card balances, a personal loan from a Lufkin credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.