Personal Loans · Mcallen, Texas
3 credit unions in Mcallen report personal loan rates to the NCUA. Rates range from 7.01% to 13.67%.
Updated Q1 2026 · NCUA Call Report data
3
CUs Reporting Rates
7.01%
Lowest Rate
10.83%
City Average Rate
3 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | SOUTH TEXAS ★ 4.0 · 89 reviews | 7.01% | 10.83% |
| 2 | SECURITY FIRST ★ 2.7 · 56 reviews | 11.80% | 12.03% |
| 3 | HIGHWAY DISTRICT 21 ★ 4.5 · 8 reviews | 13.67% | — |
If you have high-rate credit card balances, a personal loan from a Mcallen credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.