Personal Loans · Palestine, Texas
3 credit unions in Palestine report personal loan rates to the NCUA. Rates range from 12.00% to 15.00%.
Updated Q1 2026 · NCUA Call Report data
3
CUs Reporting Rates
12.00%
Lowest Rate
13.74%
City Average Rate
3 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | MOPAC EMPLOYEES ★ 3.6 · 10 reviews | 12.00% | 13.90% |
| 2 | ANDERSON COUNTY ★ 4.0 · 12 reviews | 14.21% | — |
| 3 | TRINITY VALLEY TEACHERS ★ 4.1 · 10 reviews | 15.00% | — |
If you have high-rate credit card balances, a personal loan from a Palestine credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.