Personal Loans · Paris, Texas
3 credit unions in Paris report personal loan rates to the NCUA. Rates range from 11.00% to 16.00%.
Updated Q1 2026 · NCUA Call Report data
3
CUs Reporting Rates
11.00%
Lowest Rate
13.33%
City Average Rate
3 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | PARIS DISTRICT ★ 5.0 · 86 reviews | 11.00% | — |
| 2 | NORTHEAST TEXAS TEACHERS ★ 4.5 · 17 reviews | 13.00% | 12.90% |
| 3 | EMPLOYEES UNITED ★ 4.5 · 2 reviews | 16.00% | 10.00% |
If you have high-rate credit card balances, a personal loan from a Paris credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.