Personal Loans · Plano, Texas
2 credit unions in Plano report personal loan rates to the NCUA. Rates range from 7.79% to 12.77%.
Updated Q1 2026 · NCUA Call Report data
2
CUs Reporting Rates
7.79%
Lowest Rate
10.28%
City Average Rate
2 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | INTOUCH ★ 3.9 · 111 reviews | 7.79% | 17.75% |
| 2 | REDEEMER ★ 5.0 · 6 reviews | 12.77% | — |
If you have high-rate credit card balances, a personal loan from a Plano credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.