Personal Loans · San Antonio, Texas
14 credit unions in San Antonio report personal loan rates to the NCUA. Rates range from 9.52% to 15.00%.
Updated Q1 2026 · NCUA Call Report data
14
CUs Reporting Rates
9.52%
Lowest Rate
11.95%
City Average Rate
14 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | SOUTHWEST RESEARCH CENTER ★ 5.0 · 2 reviews | 9.52% | 11.87% |
| 2 | SYNERGY ★ 3.7 · 10 reviews | 9.90% | 10.40% |
| 3 | SECURITY SERVICE ★ 4.6 · 1,302 reviews | 9.99% | 10.99% |
| 4 | RIVER CITY ★ 4.6 · 211 reviews | 10.82% | 11.35% |
| 5 | ALAMO CITY ★ 4.7 · 38 reviews | 11.23% | — |
| 6 | SOARION ★ 4.9 · 27 reviews | 11.50% | 14.75% |
| 7 | BAPTIST ★ 4.4 · 20 reviews | 11.74% | 10.67% |
| 8 | FIRSTMARK ★ 4.7 · 376 reviews | 11.83% | 14.76% |
| 9 | CREDIT HUMAN ★ 2.5 · 69 reviews | 11.99% | 11.70% |
| 10 | TEXAS ASSOCIATIONS OF PROFESSIONALS ★ 4.6 · 13 reviews | 12.65% | — |
| 11 | CITY PUBLIC SERVICE/IBEW ★ 4.3 · 8 reviews | 13.10% | 9.19% |
| 12 | SELECT ★ 3.3 · 49 reviews | 13.50% | 9.90% |
| 13 | H E B ★ 4.2 · 250 reviews | 14.49% | 17.90% |
| 14 | GENERATIONS COMMUNITY ★ 3.3 · 104 reviews | 15.00% | 18.00% |
If you have high-rate credit card balances, a personal loan from a San Antonio credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.