Personal Loans · Temple, Texas
3 credit unions in Temple report personal loan rates to the NCUA. Rates range from 8.25% to 17.99%.
Updated Q1 2026 · NCUA Call Report data
3
CUs Reporting Rates
8.25%
Lowest Rate
13.07%
City Average Rate
3 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | SCOTT AND WHITE EMPLOYEES ★ 4.7 · 73 reviews | 8.25% | 9.75% |
| 2 | TEMPLE SANTA FE COMMUNITY ★ 4.2 · 17 reviews | 12.96% | 11.90% |
| 3 | TEXELL ★ 4.7 · 836 reviews | 17.99% | 15.49% |
If you have high-rate credit card balances, a personal loan from a Temple credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.