Personal Loans · Texarkana, Texas
7 credit unions in Texarkana report personal loan rates to the NCUA. Rates range from 9.25% to 16.44%.
Updated Q1 2026 · NCUA Call Report data
7
CUs Reporting Rates
9.25%
Lowest Rate
12.37%
City Average Rate
7 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | MORRIS SHEPPARD TEXARKANA ★ 5.0 · 1 reviews | 9.25% | — |
| 2 | TEXAR ★ 3.8 · 104 reviews | 10.32% | 8.74% |
| 3 | SWEMP | 10.69% | — |
| 4 | FEDERAL EMPLOYEES ★ 3.9 · 185 reviews | 12.93% | 9.90% |
| 5 | TEXARKANA TERMINAL EMPLOYEES ★ 4.0 · 7 reviews | 13.25% | — |
| 6 | RED RIVER EMPLOYEES ★ 3.9 · 185 reviews | 13.73% | 12.86% |
| 7 | DOMINO ★ 3.9 · 7 reviews | 16.44% | 10.90% |
If you have high-rate credit card balances, a personal loan from a Texarkana credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.