Personal Loans · Victoria, Texas
4 credit unions in Victoria report personal loan rates to the NCUA. Rates range from 11.49% to 15.14%.
Updated Q1 2026 · NCUA Call Report data
4
CUs Reporting Rates
11.49%
Lowest Rate
13.39%
City Average Rate
4 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | VICTORIA CITY-COUNTY EMPLOYEES | 11.49% | — |
| 2 | VICTORIA ★ 4.5 · 11 reviews | 12.92% | 9.90% |
| 3 | COASTAL BEND P O ★ 3.7 · 3 reviews | 14.00% | — |
| 4 | VICTORIA TEACHERS ★ 5.0 · 3 reviews | 15.14% | — |
If you have high-rate credit card balances, a personal loan from a Victoria credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.