Personal Loans · Salt Lake City, Utah
11 credit unions in Salt Lake City report personal loan rates to the NCUA. Rates range from 9.50% to 17.99%.
Updated Q1 2026 · NCUA Call Report data
11
CUs Reporting Rates
9.50%
Lowest Rate
13.04%
City Average Rate
11 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | HI-LAND ★ 4.7 · 30 reviews | 9.50% | 10.90% |
| 2 | VAREX ★ 5.0 · 5 reviews | 9.96% | 10.90% |
| 3 | NATIONAL J. A. C. L. ★ 4.7 · 31 reviews | 10.62% | 9.90% |
| 4 | GIBBONS AND REED EMPLOYEES | 11.08% | — |
| 5 | RIDGELINE ★ 4.4 · 31 reviews | 11.71% | 10.14% |
| 6 | LU 354 I B E W ★ 4.4 · 19 reviews | 13.00% | 10.95% |
| 7 | UTAH FIRST ★ 4.9 · 2,289 reviews | 13.75% | 11.90% |
| 8 | P & S ★ 4.3 · 29 reviews | 14.04% | 9.99% |
| 9 | HERCULES FIRST ★ 4.5 · 108 reviews | 15.77% | 8.74% |
| 10 | GRANITE ★ 5.0 · 200 reviews | 16.00% | 12.49% |
| 11 | CANYON VIEW ★ 3.3 · 3 reviews | 17.99% | 12.49% |
If you have high-rate credit card balances, a personal loan from a Salt Lake City credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.