Personal Loans · Harrisonburg, Virginia
2 credit unions in Harrisonburg report personal loan rates to the NCUA. Rates range from 11.40% to 16.00%.
Updated Q1 2026 · NCUA Call Report data
2
CUs Reporting Rates
11.40%
Lowest Rate
13.70%
City Average Rate
2 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | PARK VIEW ★ 3.8 · 33 reviews | 11.40% | — |
| 2 | MOSAIC ★ 4.5 · 50 reviews | 16.00% | 15.90% |
If you have high-rate credit card balances, a personal loan from a Harrisonburg credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.