Personal Loans · Lynchburg, Virginia
4 credit unions in Lynchburg report personal loan rates to the NCUA. Rates range from 11.05% to 18.50%.
Updated Q1 2026 · NCUA Call Report data
4
CUs Reporting Rates
11.05%
Lowest Rate
14.47%
City Average Rate
4 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | LYNCHBURG MUNICIPAL EMPLOYEES ★ 3.9 · 31 reviews | 11.05% | 9.99% |
| 2 | CENTRAL VIRGINIA ★ 3.2 · 34 reviews | 11.54% | 15.25% |
| 3 | GLAMORGAN EMPLOYEES ★ 3.9 · 31 reviews | 16.78% | — |
| 4 | BEACON CREDIT UNION, INCORPORATED ★ 4.6 · 267 reviews | 18.50% | 13.50% |
If you have high-rate credit card balances, a personal loan from a Lynchburg credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.