Personal Loans · Newport News, Virginia
5 credit unions in Newport News report personal loan rates to the NCUA. Rates range from 9.49% to 18.00%.
Updated Q1 2026 · NCUA Call Report data
5
CUs Reporting Rates
9.49%
Lowest Rate
15.26%
City Average Rate
5 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | VIRGINIA EDUCATORS CREDIT UNION ★ 2.6 · 49 reviews | 9.49% | 11.99% |
| 2 | BAYPORT | 13.87% | 11.49% |
| 3 | NEWPORT NEWS MUN. EMP CREDIT UNION ★ 4.7 · 18 reviews | 17.00% | 7.49% |
| 4 | 1ST ADVANTAGE ★ 4.4 · 190 reviews | 17.95% | 11.25% |
| 5 | LANGLEY ★ 3.9 · 128 reviews | 18.00% | 18.00% |
If you have high-rate credit card balances, a personal loan from a Newport News credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.