Personal Loans · Portsmouth, Virginia
2 credit unions in Portsmouth report personal loan rates to the NCUA. Rates range from 7.48% to 16.00%.
Updated Q1 2026 · NCUA Call Report data
2
CUs Reporting Rates
7.48%
Lowest Rate
11.74%
City Average Rate
2 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | NORTHERN STAR CREDIT UNION, INC. ★ 3.1 · 62 reviews | 7.48% | 13.08% |
| 2 | PFD FIREFIGHTERS CREDIT UNION INC. ★ 4.5 · 8 reviews | 16.00% | — |
If you have high-rate credit card balances, a personal loan from a Portsmouth credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.