Personal Loans · Roanoke, Virginia

Best Credit Union Personal Loan Rates in Roanoke, Virginia

5 credit unions in Roanoke report personal loan rates to the NCUA. Rates range from 9.50% to 14.92%.

Updated Q1 2026 · NCUA Call Report data

5

CUs Reporting Rates

9.50%

Lowest Rate

11.70%

City Average Rate

Personal Loan Rates — Roanoke, Virginia

5 credit unions sorted by APR

#Credit UnionPersonal Loan APRCredit Card APR
1ROANOKE VALLEY COMMUNITY

★ 4.3 · 106 reviews

9.50%10.50%
2BLUE EAGLE

★ 4.9 · 513 reviews

9.71%9.79%
3HIGH STREET BAPTIST CHURCH

★ 4.5 · 21 reviews

12.00%—
4FREEDOM FIRST

★ 3.6 · 36 reviews

12.35%9.82%
5FIRST CARE

★ 4.1 · 9 reviews

14.92%—
Rates from NCUA Call Report (5300) filings, updated Q1 2026. Actual rate depends on credit score and loan term.

Debt Consolidation in Roanoke

If you have high-rate credit card balances, a personal loan from a Roanoke credit union can consolidate them into one lower-rate payment and save hundreds in interest.

Share-Secured Loans

Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.

Browse All Credit Unions in Roanoke

See member reviews, branch locations, and full rate details.

Best Credit Union Personal Loan Rates in Roanoke, Virginia | MyLocalCU