Personal Loans · Bellingham, Washington
4 credit unions in Bellingham report personal loan rates to the NCUA. Rates range from 10.00% to 12.33%.
Updated Q1 2026 · NCUA Call Report data
4
CUs Reporting Rates
10.00%
Lowest Rate
11.58%
City Average Rate
4 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | INDUSTRIAL CU OF WHATCOM COUNTY ★ 4.5 · 138 reviews | 10.00% | 13.90% |
| 2 | WHATCOM EDUCATIONAL ★ 2.9 · 12 reviews | 12.00% | 12.90% |
| 3 | NORTH COAST ★ 3.1 · 32 reviews | 12.00% | 13.99% |
| 4 | WESTEDGE ★ 4.5 · 56 reviews | 12.33% | 9.50% |
If you have high-rate credit card balances, a personal loan from a Bellingham credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.