Personal Loans · Richland, Washington
2 credit unions in Richland report personal loan rates to the NCUA. Rates range from 10.50% to 10.97%.
Updated Q1 2026 · NCUA Call Report data
2
CUs Reporting Rates
10.50%
Lowest Rate
10.74%
City Average Rate
2 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | GESA ★ 3.5 · 90 reviews | 10.50% | 12.49% |
| 2 | HAPO COMMUNITY ★ 4.0 · 272 reviews | 10.97% | 14.01% |
If you have high-rate credit card balances, a personal loan from a Richland credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.