Personal Loans · Martinsburg, West Virginia
3 credit unions in Martinsburg report personal loan rates to the NCUA. Rates range from 8.98% to 9.50%.
Updated Q1 2026 · NCUA Call Report data
3
CUs Reporting Rates
8.98%
Lowest Rate
9.16%
City Average Rate
3 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | EASTERN PANHANDLE ★ 3.9 · 21 reviews | 8.98% | 11.70% |
| 2 | BERKELEY COUNTY PUBLIC SCHOOLS ★ 5.0 · 3 reviews | 9.00% | — |
| 3 | 167TH TFR ★ 3.0 · 37 reviews | 9.50% | 7.99% |
If you have high-rate credit card balances, a personal loan from a Martinsburg credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.