Personal Loans · Racine, Wisconsin
3 credit unions in Racine report personal loan rates to the NCUA. Rates range from 9.40% to 15.00%.
Updated Q1 2026 · NCUA Call Report data
3
CUs Reporting Rates
9.40%
Lowest Rate
12.43%
City Average Rate
3 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | RACINE MUNICIPAL EMPLOYEES ★ 4.8 · 9 reviews | 9.40% | 10.90% |
| 2 | MCU FINANCIAL CENTER ★ 4.0 · 17 reviews | 12.90% | 9.99% |
| 3 | EDUCATORS ★ 3.8 · 74 reviews | 15.00% | 14.90% |
If you have high-rate credit card balances, a personal loan from a Racine credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.