Personal Loans · Laramie, Wyoming
3 credit unions in Laramie report personal loan rates to the NCUA. Rates range from 10.40% to 17.00%.
Updated Q1 2026 · NCUA Call Report data
3
CUs Reporting Rates
10.40%
Lowest Rate
13.11%
City Average Rate
3 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | A.C.P.E. ★ 3.6 · 23 reviews | 10.40% | 7.50% |
| 2 | UNIWYO ★ 4.0 · 148 reviews | 11.93% | 12.52% |
| 3 | STAGEPOINT ★ 4.6 · 237 reviews | 17.00% | 13.49% |
If you have high-rate credit card balances, a personal loan from a Laramie credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.