Baldwin County

PO BOX 1149, Bay Minette, AL 36507

NCUA Insured4.4 (13 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1959

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Bay Minette, AL may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

1 charter

Established in 1959

Low-Income Designated

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness Loans

Location & Directions

Address

PO BOX 1149

Bay Minette, AL 36507

Google Maps 🗺Waze

(251) 937-0334

Service Area

This credit union is located in Bay Minette and serves members in the AL area. Currently serving 2,104 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.99%

Used Auto Loan

5.99%

Personal Loan

6.99%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in AL

Lowest rates currently reported by credit unions in AL (NCUA Q4 2025).

North Alabama Papermakers— New Auto Loan

Stevenson, AL

2.36%

Nrs Community Development— Used Auto Loan

Birmingham, AL

2.25%

Baldwin County— Personal LoanThis CU

Bay Minette, AL

6.99%

Eco— Credit Card APR

Birmingham, AL

7.90%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(3 total)

Member Reviews

4.4

13 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Kristan Wasdin

2 months ago

There's always a problem and never a way to get anything solved unless you can show up to the bank during short business hours. After hours does not exist, not even on the phone.

Anthony Findley

a year ago

Awesome people. Feels like family. Always remember my name when I come in. Very helpful and insightful during loan process. Loan payment system is very user friendly and easy to manage.

Kathy Skipper Buckhault

9 years ago

ABSOLUTELY LOVE MY CREDIT UNION! I have been a member for over 25+ years. They have always gone above and beyond to help you with your financial needs. Each and every one of them treat you like family. When approached with a question, they answer and make sure you understand. They assist you with financial planning. Just one awesome bunch of folks.

James Chance

10 years ago

Absolutely love the people here. They are very fast and friendly. They are very key on point when you have a question. I've had other banks but no one can top this one! !