Alabama Postal

P. O. Box 11627, Birmingham, AL 35202

NCUA Insured3.7 (46 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1927

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Birmingham, AL may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

2 charter

Established in 1927

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness Loans

Location & Directions

Address

P. O. Box 11627

Birmingham, AL 35202

Google Maps 🗺Waze

(205) 252-4812

Service Area

This credit union is located in Birmingham and serves members in the AL area. Currently serving 904 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

8.00%

Used Auto Loan

12.00%

Personal Loan

17.00%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in AL

Lowest rates currently reported by credit unions in AL (NCUA Q4 2025).

North Alabama Papermakers— New Auto Loan

Stevenson, AL

2.36%

Nrs Community Development— Used Auto Loan

Birmingham, AL

2.25%

Baldwin County— Personal Loan

Bay Minette, AL

6.99%

Eco— Credit Card APR

Birmingham, AL

7.90%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(1 total)

Member Reviews

3.7

46 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

LaTrece Lamb

6 months ago

Portia provided excellent customer service always. She was patient and professional while implementing a plan to pay off my loan. She definitely needs to be in management.

Kyle Walker

9 months ago

This was my first auto loan, and I couldn’t have asked for a better experience. Donisha Swain at Alabama Credit Union made the process easy, quick, and precise from start to finish. She took the time to answer every question and concern I had, and was always eager to help. Donisha made something that I thought would be overwhelming feel smooth and stress-free. If you’re looking for someone who is patient, knowledgeable, and truly cares about helping their members, I highly recommend working with Donisha. She made my first auto loan experience a great one!

James Sparks

11 months ago

Wonderful experience at the Bham Post Office branch. Everyone is so nice and kind. Portia gets 5+++++++ stars for her hard work and help. She is wonderful. The customer service at this branch is AMAZING. Highly recommended.

Michela Gail Paige Parker

10 months ago

I love the post office location. The staff in there is really nice. They always give good customer service.

Caylon Williams

10 months ago

I came to get a new card and updated some information and the associates at this location were fantastic. Also very helpful and answered all of my questions.