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Avadian

PO Box 360287, Birmingham, AL 35236
NCUA Insured2.8 (50 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1934

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

PO Box 360287

Birmingham, AL 35236

Service Area

This credit union is located in Birmingham and serves members in the AL area. Currently serving 83,856 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

6.09%

Used Auto Loan

6.63%

Personal Loan

8.84%

Credit Card APR

10.39%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in AL

Lowest rates currently reported by credit unions in AL (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(19 total)

Member Reviews

2.8

50 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Said Smith

Said Smith

3 months ago

Zameriah Blue helped me at the Downtown branch. From my first day there she help and showed me how to the app Ms blue went above and beyond to help me I liked her attitude and personality. She have a awesome customer skills

C Creighton

C Creighton

3 months ago

I joined this bank 15+ years ago, prior to the acquisition/merger, when it was named Alabama Telco. Since merging, the customer service is hit or miss. I believe it must be outsourced, because you can't receive reliable assistance. I've been working for about 3 weeks now trying to obtain a tax document for my now closed account; after having to update my bank account number due to security breach/identity theft. Each time I call or message, I receive the stock answers (it can be downloaded after Jan 31st or it was mailed). However, because the account is closed and not associated with my online banking I can not download it. I receive an error. Additionally, nothing has came in the mail and it's almost the end of February. As a result, I don't have all my tax document. This is ridiculous.

Glenn Adams

Glenn Adams

4 months ago

When I entered this bank a year ago, I never knew I was gaining Family. Tiffany, Amie , Zameriah Always make me feel amazing. The Best In The World. I’d recommend anybody to come bank with Avadian.

Cynthia Kellum

Cynthia Kellum

4 months ago

Thank you Zameriah Blue at the Downtown Birmingham Avadian Credit Union for you courteous, efficient and professional service on Tuesday, Janauary 27, 2026. I really needed help and you provided me good service.🙏🏽

TNic P

TNic P

9 months ago

I love coming to this location but the bald head guy is extremely rude. I walked in and he didn't open his mouth. He was rude on my last visit as well. The security officers are always nice.

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).