Back to Birmingham credit unions

Federal Employees

1509 4TH AVE S, Birmingham, AL 35233
NCUA Insured4.3 (16 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1958

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

1509 4TH AVE S

Birmingham, AL 35233

Service Area

This credit union is located in Birmingham and serves members in the AL area. Currently serving 1,737 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

7.00%

Used Auto Loan

7.00%

Personal Loan

15.00%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in AL

Lowest rates currently reported by credit unions in AL (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(1 total)

Member Reviews

4.3

16 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Sherita Palmer

Sherita Palmer

5 years ago

I’ve been a member with the credit union for almost 10 years now. The new manager Greg and new loan officer Kim are just terrible and very inconsiderate to customers who’ve been nothing but in good standards with this branch! Instead of calling you and notifying you of actions that’s been made to your account, they don’t! This is by far this worst I’ve seen with them. Thank God for Willa still being there and understanding. Bring back Debbie and Joe Riley!!!

Purple Diamond

Purple Diamond

6 years ago

Not sure about these other reviews but my experience with Greg Keller at Birmingham Federal Employees Credit Union was awful! Very rude, as if he did not want assist me at all . Worst example of professionalism and customer service. I was not aware he was the CEO and was completely shocked !! I found out he treated another member the same way. That member left and got a mortgage loan elsewhere. I closed my account!!

Michael Birmingham

Michael Birmingham

5 years ago

This credit union, unfortunately, the worst customer service skills that I have ever been associate d with! Even after being a member of this financial institution for over 10 years! I am still treated as I were the perpetrator and a part of the many fraudulent transactions that have occurred regarding my account. I will advise that if you’re going through similar fraudulent activities....someone who has compromised your account, Federal Employees Credit Union will not sympathize on your behalf! Even requesting to have a new debit card expedited for $35 it took about 3 days to a week to receive my card. I’ve always believed “to expedite” meant to speed up the process? And then when you finally have received it, you can’t help but to wonder what the $35 charge was for? My debit card has been hacked into many times and it was evident that I was not the one responsible, they continue to patronize you and display a condescending attitude! So, again, I am now facing the same issue/concern of my information being compromised again just by a different merchant! Preceding this transaction, my account was again compromised by Amazon amounts over $100 which were not authorized. I adhered to the procedures of reimbursement by, phone calls, filing the correct paperwork, sent emails which were ignored. I also sent emails to corporate offices of Amazon Even that the unauthorized charges were not authorized by me. It took three months before I got a response from Amazon. They eventually reimbursed the unauthorized charges after communicating with Jeff Lebos who is the CEO for Amazon. I assure you without my persistence, there wouldn’t have received my money back! I have been as patient and just ask to do what’s right and not to diminish Federal Employees Credit Unions reputation and integrity, I just wanted my money reimbursed as my income is solely from SSI Disability! Thank you! MB

Franklin Knight

Franklin Knight

3 years ago

Great Credit Union. Cares about Members. Great Member Service and better Rates than RFCU. Greg is first rate.

Jasmine Williams

Jasmine Williams

3 years ago

GREG WAS ABSOLUTELY AMAZING, I WOULD GIVE HIM 10 STARS. HE HAS BEEN VERY NICE AND VERY HELPFUL TOWARDS ME. I LOVE THIS CREDIT UNION. GIVE THEM A TRY YOU WON'T BE DISAPPOINTED. GREAT EXPERIENCE FOR ME.

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).