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Legacy Community

100 CORPORATE RDG STE 200, Birmingham, AL 35242
NCUA Insured3.9 (72 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1955

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

100 CORPORATE RDG STE 200

Birmingham, AL 35242

Google Maps🗺Waze
(205) 933-9933

Service Area

This credit union is located in Birmingham and serves members in the AL area. Currently serving 29,974 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

6.75%

Used Auto Loan

6.50%

Personal Loan

12.75%

Credit Card APR

8.90%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in AL

Lowest rates currently reported by credit unions in AL (NCUA Q4 2025).

North Alabama Papermakers— New Auto Loan

Stevenson, AL

2.36%
Nrs Community Development— Used Auto Loan

Birmingham, AL

2.25%
Baldwin County— Personal Loan

Bay Minette, AL

6.99%
Eco— Credit Card APR

Birmingham, AL

7.90%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(12 total)

Member Reviews

3.9

72 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Nesha Chontae

Nesha Chontae

5 months ago

Traci at the branch on 20th St was amazing. She provided excellent customer service and helped us opened an account. I would definitely go back to this branch again because everyone was so welcoming and provided excellent customer service.

J N

J N

5 months ago

I thought Legacy was going to make managing my finances easier, but I keep having the same reoccurring issues. They will put a block on my card or block my account even when I am trying to load money on my card. I tried using the live chat and had to wait for over 30 minutes but still never received a response.

Margaret Guevara

Margaret Guevara

9 months ago

I would like to share a review that I was so deeply satisfied with. All the information I received about Legacy's patient/client care. Erika B. from the San Antonio, TX office was so helpful with all the questions I needed to get some care for my brother. She gave me a sense of ease and I am positive Legacy will provide great care and needs for him. I will be registering my brother to this company soon. Thank you Erika B. again for filling me in on the Respite Care Program Legacy has. You're a very caring person.

LaTrece Ragland

LaTrece Ragland

7 months ago

What a day! Went to several different places to get something notarized and I mean several. To no avail. Not only did Mr. James Cannon notarize but also went above and beyond for us. (I won’t go into embarrassing detail lol) Truly blessed us! Made our day better! 😊 Thank you

Tyler

Tyler

3 months ago

UPDATE 3/10/2026: Legacy reached out and refunded the fee I was charged to make the online payment. Updating from 1 star to 4 stars. Submitted my automatic loan payment paperwork a month ago only to find out it never got processed. As a result, I had to pay my February loan payment with a credit card online to avoid being late. And they still made me pay the $6 fee to pay online despite it being their fault they didn’t process my paperwork a month ago.

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).