NCUA Insured
Member-Owned
1 charter
Established in 1956
Contact this credit union directly for detailed information about membership eligibility and current rates.
Membership Eligibility
Membership is typically limited to employees of specific companies or industries. Contact the credit union directly to confirm whether you qualify.
NCUA Insured — deposits protected up to $250,000
Member-Owned — not-for-profit cooperative
1 charter
Established in 1956
Contact this credit union directly for detailed information about membership eligibility, current rates, and services.
Services Offered
This credit union is located in Birmingham and serves members in the AL area. Currently serving 160 members.
Contact the credit union to confirm membership eligibility requirements for your area.
Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.
Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.
Source: NCUA Federally Insured Credit Unions list, Q4 2025.
Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.
New Auto Loan
4.25%Used Auto Loan
4.50%Personal Loan
9.25%Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.
Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.
Lowest rates currently reported by credit unions in AL (NCUA Q4 2025).
Stevenson, AL
Birmingham, AL
Bay Minette, AL
Birmingham, AL
Rates from NCUA regulatory filings. Contact credit unions directly for current rates.
4.0
15 Google reviews
Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.
View on Google MapsErica Donald-Saleem
6 months ago
My credit union merged with this credit union last year. Worst decision they ever made. I never had an issue before with getting someone on the phone if there was as issue with my account. I rarely had to call before the merger. But now it seems like I have to call every other month with an issue, and that's if I can even get someone on the phone. I've given it a year but I most likely will be switching banks this coming year.
Nicole Thomas
a year ago
Do not go to this credit union! They will block your charges. They have a policy where they only permit you to do five transactions per day. That means you could be at a restaurant and suddenly have your card declined. This is a child's toy of a credit union and if you have funds that you earned yourself and you want to access them do not put them in this bank! They also have another policy where you can't spend more than $3,000 in one transaction. So universe forbid you want to spend your money like I did this weekend because all my transactions were declined I'm moving to Chase bank.
Dann Phillips
9 years ago
The best financial institution anywhere! Excellent customer service, low rates, great web site, great products, great advice and plentiful services. This credit union is the best example of how customer service ought to be. It is consistently obvious the customer comes first.
Bob Jacobson
11 years ago
Best small Credit Union ever! For almost 20 years, I've banked with SRIFCU domestically and overseas, done wire transfers with currency exchanges, used its debit card ever since it became available, and managed my accounts online and via mobile as well as using traditional methods. This is all the more amazing considering that SRIFCU itself consists of one branch in the basement of the SRI International complex in Menlo Park, CA. Yet it has a presence and state of the art tech of a much larger institution. I know my money deposited with SRIFCU is going mainly to finance loans to people I know, former co-workers. This is important to me. Lastly, whenever there's been a glitch -- usually simply something not worked out -- the CEO Steve Bowles and his team are always available to help out and go the extra mile. I wouldn't bank anywhere other than SRI Federal Credit Union.
Isaiah Thomas
2 years ago
Constantly block my charges Even after I prove it's not fraudulent they continue to block and shut off my card do not join this bank
Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.
Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).
Phone
(205) 203-4400Members
160
Total Assets
$3.7M
Year Opened
1956
Net Worth
Well Capitalized
Official NCUA Data
All data sourced from the National Credit Union Administration (NCUA).
View NCUA Profile